Tag archives: insurance coverage

Vive La France
By Jerold Oshinsky   |   June 11, 2020

Policyholder lawyers in the USA are singing “La Marseillaise” after a decision last week in Paris holding in favor of a French restaurant group seeking insurance coverage for a COVID-related “administrative closure” of its four restaurants in Paris which caused lost profits and extra expense. This is an “order of civil authority” in our parlance. […]

Homeowner’s Coverage Issues
By Jerold Oshinsky   |   February 13, 2020

Many of us living here in Montecito have confronted actual or potential risk of loss to our homes in the last several years from the massive fires and mudslides that attacked our community. A question, critical to our economic well-being, is whether our homeowner’s insurance protects us against such calamities. We would hope that the […]

What Montecito Needs Now
By Montecito Journal   |   April 12, 2018

Going forward, Montecito home and business owners need to have continuing, affordable, comprehensive, insurance coverage. As a community, we need to speak with one voice in demanding that public officials ensure that such insurance remains in place.  Here are three of the issues that will have to be addressed by lawmakers, insurance regulators, and insurance […]

Montecito Memories
By Montecito Journal   |   March 8, 2018

Harry Kolb’s wife, Karen, recently passed away (see “In Passing” on page16); he penned the following short but poignant memory of their growing up together during an email back-and-forth with us that we think deserves wider dissemination: Karen’s brother, Jim, and I were best friends growing up in the St. Louis hills and Karen was […]

Who Says the King Can Do No Wrong? Finding More Ways to Recover Losses
By Steven A. Blum   |   February 22, 2018

When I returned to Glen Oaks after the evacuation, I was still stunned by the physical and emotional devastation as neighbors mourn the loss of friends, relatives, their homes, and nature itself. Even as we begin to pick up the pieces, the weather forecast promised rain which turned out to be sprinkles not a storm. […]

Who Should Pay?
By Montecito Journal   |   February 15, 2018

Two videos on the 93108fund.org website were brought to my attention. Both ladies profiled currently work for Pierre Lafond, and they say in the video that they have missed up to 90 hours [of] work due to the fire/flood and are now receiving checks from the 93108fund.org to make up for lost hours. I’m wondering […]

Insurance Policies Cover the “Efficient Proximate Cause” of Property Damage
By Matthew Bourhis   |   February 1, 2018

A week ago, law professor Kenneth Klein wrote a Los Angeles Times op-ed saying that Montecito residents should not expect their homeowners insurance to cover flood and mudslide damage. He argued that policy exclusions likely preclude recovery. I challenged that assertion in a letter to the editor, arguing that where there are multiple, different causes […]

What’s Your Shoe Size? One Size Won’t Fit All Feet: Class Actions, Insurance, And Topography
By Steven A. Blum   |   February 1, 2018

Chris Wilkinson and his son, Kai, filled their truck with emergency supplies and radio equipment. They are members of the Montecito Emergency Response and Recovery Action Group known as MERRAG. It was January 8. KEYT had warned of heavy rainfall. As a third-generation Montecitoan who has lived in the same Glen Oaks home since 1963, […]