Business Interruption Insurance – Recovering it All
Jeannine’s is my favorite breakfast spot in Montecito. Grab a coffee, have a seat outside, and do a little people-watching while you wait for pancakes. It makes for a delightful morning. That’s why it’s upsetting to me, and many others, that Jeannine’s may be facing some tough insurance challenges due to the recent debris flow. […]
Insurance Policies Cover the “Efficient Proximate Cause” of Property Damage
A week ago, law professor Kenneth Klein wrote a Los Angeles Times op-ed saying that Montecito residents should not expect their homeowners insurance to cover flood and mudslide damage. He argued that policy exclusions likely preclude recovery. I challenged that assertion in a letter to the editor, arguing that where there are multiple, different causes […]