Tag archives: insurance

Spring is gorgeous around these parts, and it is also the time of year when we do our annual membership drive. We’d very much like to extend an invitation to you to join the Montecito Association, if you’re not already a member. We are offering a special three-day emergency safety kit this year as a […]

Earlier this week, the Montecito Association’s new ad hoc committee met to discuss insurance woes and debris flow zones. “We heard from our members that they really feel a need for more information about getting and keeping insurance, as many of them are being hit with non-renewals from their insurance companies,” said Sharon Byrne, the […]

Many residents in Montecito, Santa Barbara, and in both northern and southern Santa Barbara Counties are receiving non-renewals from their insurance companies, a topic that has been discussed at length in both in-person forums as well as online at NextDoor.com, a neighborhood social media site.  Joanne Gonzales, Vice President of local insurance agency Brown & […]

In the wake of the Montecito Mudslide, most property owners first turned to their insurance companies for funds, and most of the insurers have responded well. A few have not, and some others are still trying to figure out how to handle the claims. In some cases, insurance adjusters from other states have landed in […]

“It was an act of God,” is a phrase I hear from time to time. Not from preachers but from landowners, and sometimes their insurance adjusters, trying to avoid liability for injury caused by a natural condition on their land to neighbors. The question arises: Does a landowner have the duty to remedy a natural […]

Sometimes it takes a village. That point was well demonstrated three weeks ago, when dozens of Montecito residents – mostly strangers to each other – gathered at a community roundtable to share what they’d learned so far from the Thomas Fire and Debris Flow insurance claim experience.  There was some initial trepidation the group might […]

A recent incident in Los Angeles caught my attention and has really troubled me. A high school teacher was fired for his reaction and rant to a student wearing a shirt that had the word Marines on it. His diatribe on the status of anyone in the military as being the “lowest of the low” […]

Mark your calendars for June 11, 2018. That’s the expected date for the public release of the Federal Emergency Management Agency (FEMA) Flood Recovery Maps for Montecito. The map release will mark a critical milepost in making the rebuilding decisions that will shape the future character of Montecito for the next 50 years.  FEMA Recovery […]

We received a good question from a leader in our community, John Abraham Powell, founder of the Bucket Brigade. We wanted to share Mr. Powell’s concerns with everyone. He and his crew have been asking people if they need assistance removing debris. To his surprise, many have answered that their insurance adjusters have instructed them […]

Just imagine “A world of ballroom dance creating a beautiful place in your mind, body and soul. ” Even after the fire, mudslide, earthquake, and multiple evacuations, five women (three from Montecito), and their dance instructor, Vasily Golovin, owner of Dance Fever Studio Montecito, found the time to attend the San Francisco Open Dancesport Competition. […]

Going forward, Montecito home and business owners need to have continuing, affordable, comprehensive, insurance coverage. As a community, we need to speak with one voice in demanding that public officials ensure that such insurance remains in place.  Here are three of the issues that will have to be addressed by lawmakers, insurance regulators, and insurance […]

Earlier this week, California Insurance commissioner Dave Jones announced that insurers have received 2,000+ insurance claims totaling more than $421 million in losses from the Montecito mudslide.  “Over $421 million in insured losses represents more than property lost – behind these numbers are the tragic deaths of 21 people and thousands of residents traumatized by […]

The Hollywood crowd must be asking why the Oscar’s ratings continued to decline again this year? Why is it that more people don’t want to watch a bunch of glitzy starlets with boob jobs and drunk on their own self-importance trying to impress each other? Could it be that they can’t help themselves from using […]

Harry Kolb’s wife, Karen, recently passed away (see “In Passing” on page16); he penned the following short but poignant memory of their growing up together during an email back-and-forth with us that we think deserves wider dissemination: Karen’s brother, Jim, and I were best friends growing up in the St. Louis hills and Karen was […]

I believe you are off on this one (“Who Should Pay?” MJ #24/7). Most of the merchants I spoke with were paying their workers at least part of their wages. You might want to call around. After all these years, you would think a business could protect workers from their losses. I don’t want to […]

For most residents of Montecito, a large portion of their investment portfolio and net worth is tied up in the value of their home. What will be the long- and short-term impact of the twin tragedies of the Thomas Fire – the largest in California history – and the destructive 1/9 debris flow on real […]

When I returned to Glen Oaks after the evacuation, I was still stunned by the physical and emotional devastation as neighbors mourn the loss of friends, relatives, their homes, and nature itself. Even as we begin to pick up the pieces, the weather forecast promised rain which turned out to be sprinkles not a storm. […]

Two videos on the 93108fund.org website were brought to my attention. Both ladies profiled currently work for Pierre Lafond, and they say in the video that they have missed up to 90 hours [of] work due to the fire/flood and are now receiving checks from the 93108fund.org to make up for lost hours. I’m wondering […]

In last week’s issue of The Montecito Journal, I explained that if the facts show a fire, covered by a typical homeowners’ insurance policy, was the “efficient proximate cause” of a later mudslide, then mudslide damage could be covered under a homeowners’ insurance policy. On January 29, California insurance commissioner Dave Jones adopted the same […]