Tag archives: insurance

Insurance Policies Cover the “Efficient Proximate Cause” of Property Damage
By Matthew Bourhis   |   February 1, 2018

A week ago, law professor Kenneth Klein wrote a Los Angeles Times op-ed saying that Montecito residents should not expect their homeowners insurance to cover flood and mudslide damage. He argued that policy exclusions likely preclude recovery. I challenged that assertion in a letter to the editor, arguing that where there are multiple, different causes […]

What’s Your Shoe Size? One Size Won’t Fit All Feet: Class Actions, Insurance, And Topography
By Steven A. Blum   |   February 1, 2018

Chris Wilkinson and his son, Kai, filled their truck with emergency supplies and radio equipment. They are members of the Montecito Emergency Response and Recovery Action Group known as MERRAG. It was January 8. KEYT had warned of heavy rainfall. As a third-generation Montecitoan who has lived in the same Glen Oaks home since 1963, […]

The Constitution Protects Private Property Owners
By Steven A. Blum   |   January 25, 2018

I live on Glen Oaks Drive, 200 yards from San Ysidro Creek. On January 9, a torrent of mud and giant boulders tore through my neighborhood and destroyed dozens of homes. Tragically, three of my immediate neighbors lost their lives, and after staying through the week my family and I followed the mandatory evacuation order. […]

Sansum & Blue Shield
By Kelly Mahan Herrick   |   November 30, 2017

Good news for nearly 7,000 Sansum Clinic patients from Santa Barbara and Montecito; this week, Sansum and Blue Shield of California announced a contract has been secured for individual health insurance plans offered through Covered California. As of January 1, 2018, Anthem Blue Cross will no longer offer individual health plans in Santa Barbara County […]