Tag archives: insurance companies

Wildfire Risks Heating Up Homeowners Insurance Market
By Sharon Byrne   |   July 26, 2022

Last week was a big week for Montecito and California in homeowners insurance. At our Board Meeting, we hosted the California Department of Insurance and agents from Brown & Brown and Bridgepoint, who are finding policies for Montecitans. A Little Background After the Thomas Fire of December 2017, and the deadly Debris Flow, an emergency […]

New Regulations to Reward Fire Risk Reduction
By Sharon Byrne   |   March 15, 2022

California Insurance Commissioner Ricardo Lara announces new regulations to improve wildfire safety and drive down cost of insurance. Under the proposed regulations, which could be in effect by this summer, insurance companies would be required to factor consumers’ and businesses’ wildfire safety actions into their pricing of residential and commercial coverage. The new regulations also […]

Insurance Woes
By Kelly Mahan Herrick   |   March 14, 2019

Many residents in Montecito, Santa Barbara, and in both northern and southern Santa Barbara Counties are receiving non-renewals from their insurance companies, a topic that has been discussed at length in both in-person forums as well as online at NextDoor.com, a neighborhood social media site.  Joanne Gonzales, Vice President of local insurance agency Brown & […]

Rules for Insurers – Because Insurance isn’t So Sure
By Steven A. Blum   |   June 28, 2018

In the wake of the Montecito Mudslide, most property owners first turned to their insurance companies for funds, and most of the insurers have responded well. A few have not, and some others are still trying to figure out how to handle the claims. In some cases, insurance adjusters from other states have landed in […]

Insurance Policies Cover the “Efficient Proximate Cause” of Property Damage
By Matthew Bourhis   |   February 1, 2018

A week ago, law professor Kenneth Klein wrote a Los Angeles Times op-ed saying that Montecito residents should not expect their homeowners insurance to cover flood and mudslide damage. He argued that policy exclusions likely preclude recovery. I challenged that assertion in a letter to the editor, arguing that where there are multiple, different causes […]

What’s Your Shoe Size? One Size Won’t Fit All Feet: Class Actions, Insurance, And Topography
By Steven A. Blum   |   February 1, 2018

Chris Wilkinson and his son, Kai, filled their truck with emergency supplies and radio equipment. They are members of the Montecito Emergency Response and Recovery Action Group known as MERRAG. It was January 8. KEYT had warned of heavy rainfall. As a third-generation Montecitoan who has lived in the same Glen Oaks home since 1963, […]