Tag archives: loan
A realtor friend of mine has a card on his desk from years ago. It’s an ad for a mortgage lender, long since out of business. On it there is a reflective sticker next to the words, “If you can fog this mirror, I can get you a loan.” Banks have failed, guidelines fluctuate frequently, […]
November is special for many in the home healthcare field as the month is recognized as National Home Care Month, National Hospice & Palliative Care Month, and National Family Caregiver Month. But there’s an extra emphasis for Santa Barbara’s Visiting Nurse Association (VNA), which celebrates its 115th anniversary of caring for the community. Founded as […]
More and more we see clients that are asset rich yet “qualified income” poor, which just means that they have done a good job saving and accumulating wealth, and now live off their accumulated wealth and investments. The definition of “qualified income” specifically pertains to a calculation based off their tax returns as reported usable […]
As five-year-old Sky finished a run down from the top of Mammoth Mountain on a recent December morning, an adult snowboarder unexpectedly crashed into him leaving the youngster unable to stand. An X-ray at the local Emergency Room indicated that he had a spiral fracture in his tibia and would need a cast to immobilize […]
At a special board meeting earlier this week, the Cold Spring School Board voted 4-1 to approve moving forward with a short-term loan to help fund the school’s upcoming and long-awaited expansion project. The acquisition of the loan – and the financial position of the school in general – has been the subject of some […]
by Adam Black Adam Black is the area manager and senior loan officer for New American Funding Montecito branch. He can be reached at 805-452-8393 or by email adamblackgroup@nafinc.com Being a mortgage guy, I can’t help but formulate things into mathematical equations. When I was asked to provide an update on what the biggest trends […]
